Stablecoin payments
Stablecoin payments in Africa — USDC and USDT rails connected to mobile money
ElementPay makes stablecoin payments in Africa practical across more than 5 African countries: collect USDC globally, pay out in stablecoins, hold IBAN EUR and USD accounts, and off-ramp to M-Pesa and mobile money — with USSD access for users who never touch a crypto wallet directly.
What stablecoin payment means on the ground
Stablecoins settle in seconds on programmable rails. The hard part in Africa is the last mile — turning USDC into money people actually spend. ElementPay connects on-chain stablecoin settlement to mobile money, IBAN EUR/USD accounts, USSD, and B2B payout APIs across Kenya, Nigeria, Ghana, South Africa, Uganda, Egypt, and more.
Capabilities
- Accept and send USDC/USDT for business and consumer flows
- IBAN EUR and USD accounts for international B2B receivables and payouts
- Off-ramp to M-Pesa and supported local payout channels
- USSD stablecoin wallets — no app or internet required
- Developer APIs, webhooks, and console for production integrations
- On-chain visibility and reconciliation for finance teams
Markets and corridors
Live across more than 5 African countries — including Kenya, Nigeria, Ghana, South Africa, Uganda, Egypt, and more — with inbound flows from UK, EU, UAE, and US treasuries via stablecoins and IBAN EUR/USD rails.